Case Studies  

Three Insurances with No Coverage

   Mr. J.K. lost his job January 1st and did not elect to take his COBRA benefit.  He went six months before his wife was able to include him on her plan. She then changed jobs in January and elected for COBRA on her 1st job and put J.K. on her new plan. J.K. went to work in September and was put on his new company's plan. He was covered by THREE Plans. more. . .

The Estate Plan that Failed

   Ellie was a widow and had five children.  She wanted to have an estate plan that benefited all of her children.  One of her children, Mary, was an alcoholic and could not manage her money. more. . .

The Perfect Crime

   L.L. was psychiatrically disabled all of her life. She lived with her mother who provided her guidance and companionship.  Her mother died leaving the 50 year old at a loss. more. . .

A New Start

   Following 30 years of intense inpatient and outpatient treatment at the most distinguished Obsessive Compulsive Disorder Centers in the country, a steady decline in the ability to accomplish his activities of daily living, a decline in occupational and social functioning, and an increase in ritualistic behaviors, Michael's family had hit their breaking point. more. . .

Developmentally Disabled and Alone

   Life Care Innovations met Hal when he was 54 years old.  Hal had lived with his parents until he was well into his forties. When both of his parents passed away, Hal was forced to move out of his parents' stable, middle-class home for the first time in his life. more. . .

Someone to Lean On

   Francine Murray is an 82 year old retired secretary who has lived in her family home for most of her life.  She had lived with her mother in the family home until her mother passed away two years. more. . .

Locked Up By Old Habits

   R. was a 32 year old who lived at home with his mother and had not spoken or left his own bedroom—except for meals and to use the restroom—for 4 years. more.. .

The Power of Being Proactive

   Nick had been widowed for 15 years, before finally remarrying.  Nick’s goal was to take care of himself and his new wife, Nora, if she ever became disabled. more.. .

Unintentional Lawbreaker

   Richie is a 21 year old male who has a history of psychiatric illness, identifiably oppositional defiant disorder and sociopathic tendencies.  He is easily manipulated and does not readily comprehend the consequences of his actions.  Together, these tendencies  are a recipe for disaster. more. ..

Miles from Home

   Seventy-eight- year-old Frank and his wife Esther loved to travel, and they never let their many medical problems prevent them from living the life they loved.  During one of their many cross country trips, Esther developed a case of pneumonia.  Frank rushed his wife to the local hospital, where she was treated with a series of antibiotics.  However, while at the hospital, Esther fell and broke her hip. more.. .

Sarah

   Sarah had been diagnosed with Bipolar Disorder many years prior. more.. .

CNH Case Studies